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Teachers' Retirement System of the City of New York

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What should I do if I want to leave my death benefit to my estate or to a trust? FAQs: When you use the Beneficiaries feature in the secure section of our website you may name your estate or a trust as a beneficiary.
What are the eligibility requirements for taking a TDA loan? FAQs: You may be eligible for a TDA loan under the following conditions:
What is the minimum loan amount that I may borrow? FAQs: In general, the minimum QPP loan available is $250; however, for Tier III, IV, and VI members who do not have an outstanding QPP loan, the minimum QPP loan available is $1,000.
Why is my maximum available TDA loan amount the same as my maximum available QPP loan amount? FAQs: Similar rules restrict the maximum available loan amounts under the QPP and TDA loan programs.
Why was my loan application canceled? FAQs: Your loan application may have been canceled because you were ineligible for a loan at the time you applied.
May I maintain a QPP loan and a TDA loan at the same time? FAQs: Yes. However, your loan from one plan may affect the maximum amount that you may borrow from the other plan.
How often may I take a loan? FAQs: If you are a Tier I or II member, you may be eligible to receive up to two QPP loans within a 12-month period.
May I take a loan in the summer? FAQs: Yes, if you are otherwise eligible to take a loan.
May I take a loan while I have an outstanding loan balance? FAQs: If you are otherwise eligible for a loan, you may apply for a new QPP loan while you have an outstanding QPP loan balance.
How did the Pension Reform Law (Chapter 504 of the Laws of 2009) affect TRS members? FAQs: Chapter 504 had broad effects on New York State public retirement systems.