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Benefits Overview

As a TRS member, you can take advantage of two retirement plans under one roof: first, the guaranteed plan known as the Qualified Pension Plan (QPP); and second, our popular Tax-Deferred Annuity (TDA) Program.

Benefits Summary

Your First Steps


Make Your TRS Benefits in Brief (Tier VI) the first place you go for TRS information. This booklet introduces you to TRS, summarizes your benefits, and describes key membership information. There’s a wealth of information elsewhere on our website—just use the Search feature, located at the top of any page, to learn about specific topics.

Log in to the secure area of our website. You can register by setting up a username and password. Then, you can see your account information, enroll in our TDA Program, designate beneficiaries, and more! (In some cases, you may not be able to register until your first pension contribution is deducted from your pay.)

Your Next Steps


Once you are registered for secure access, you can log in and:

  • Designate your beneficiaries under the QPP;
  • Upload proof of your date of birth; and
  • Tell us if you have been a member of another retirement system in New York State.

These simple steps will complete your enrollment in TRS.

You also have the opportunity to participate in the Tax-Deferred Annuity Program, our supplementary investment program. Two-thirds of your fellow members have enrolled, and we hope you will consider doing the same after reading the TDA Program Summary.