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Teachers' Retirement System of the City of New York

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What is the difference between an IRA and a Section 403(b) Program like TRS' TDA Program? FAQs: There are several key differences.
W4) How are CARES Act TDA withdrawals treated for tax purposes? CARES Act: FAQs for anyone visiting TRS' website.
Is it possible for my TDA beneficiaries to get an annualized RMD payment? FAQ: Generally, RMD payments are made only to members.
What are my TDA options if I retire from active service? FAQs: On your QPP retirement application, you must decide how your TDA funds will be distributed. You may receive your TDA funds as an annuity separate from your QPP retirement allowance.
May I withdraw funds from my TDA account while I am an in-service member? FAQs: By filing a TDA Withdrawal Application (code TD32) or online equivalent, you may directly withdraw the money that was in your TDA account before December 31, 1988 at any time.
When can I expect to receive my TDA withdrawal? FAQs: TRS would issue your distribution of TDA funds as follows:
Why didn't my TDA investment election changes take effect in my account? FAQ: In general, TDA investment election changes made by in-service TDA participants and members with TDA Deferral status take effect on the next conversion date that occurs at least 30 days after TRS receives their form or online request.
L3) Can I take both a QPP loan and a TDA loan under the CARES Act? CARES Act: Taking both QPP and TDA loans FAQ.
W9) Can I take more than one CARES Act TDA withdrawal? Yes, as long as you qualify and all prior TDA distributions are completed.
May I use a direct withdrawal to pay off a TDA loan? FAQs: Yes. You may use the withdrawn money at your discretion.