TRS' TDA Program enables you to invest money for your future consistently on a tax-deferred basis. By contributing, you may reduce your taxable income and your current tax liability. For example, you will not pay any taxes on your contributions or your earnings until you withdraw your funds.

In addition to these benefits of tax-deferred investing, our TDA Program offers:

• Flexibility: Diverse investment choices
• Convenience: Contributions deducted automatically from your pay
• Loan availability: Access to your TDA money before retirement
• Online access: Account management on our website