TRS membership provides a wide range of benefits, including the following:

• A guaranteed retirement allowance through our Qualified Pension Plan (QPP) upon meeting certain age and service requirements.
• The opportunity to set aside additional funds for retirement by participating in our Tax-Deferred Annuity (TDA) Program. The TDA Program offers a traditional (pre-tax) option and a Roth (after-tax) option.
• Loans from your QPP and traditional TDA accounts after your first year of credited service or TDA participation, respectively.
• Disability retirement benefits upon meeting certain requirements; and Death benefits for your surviving beneficiaries.