The TDA Program

Participants in TRS' Tax-Deferred Annuity (TDA) Program benefit from two sources of income at retirement: their guaranteed pension (through our Qualified Pension Plan), plus their TDA funds to draw on.
TDA participants who start investing early can fully realize the power of compounding on their investments.
Participants who maintain their TDA accounts during retirement have an average balance of more than $400,000.

COMING SOON TO THIS PAGE: INFORMATION ABOUT THE NEW ROTH OPTION THAT TRS WILL INTRODUCE FOR 2026!

...When your pension contributions stop or decrease.
...When your salary increases.
...When you find yourself in a lower tax bracket.

You can contribute a little more to your TDA (and your future) without impacting your take-home pay!

For more information about the TDA Program, please read our Your Tax-Deferred Annuity Program and Fund Profiles booklet. Or sign up for a 90-minute Introduction to the TDA Program session at TRS.

For more TDA tips, be sure to follow TRS on social media, where our members posted the above comments!