Yes, your TDA and Roth funds would receive investment return and/or interest based on your investment elections. You may change your investment elections at any time.

TRS would issue your distribution of TDA funds as follows:

• For partial withdrawals drawn only from your balance in the Fixed Return Fund: Generally within 15 days of TRS' receipt of your withdrawal request.
• For all other withdrawals: Generally within 45 days of TRS' receipt of your withdrawal request.

TRS would issue your distribution of TDA funds as follows:

• For partial withdrawals drawn only from your balance in the Fixed Return Fund: Generally within 15 days of TRS' receipt of your withdrawal request.
• For all other withdrawals: Generally within 45 days of TRS' receipt of your withdrawal request.

To apply for any withdrawal or rollover, members should log in to the secure section of the TRS website. For most withdrawals, you can use the Menu to navigate to the TDA or Roth section to start your application. For partial withdrawals, (i.e., withdrawals where you are not closing your account), please note that Rollovers (paid to a successor account) and Direct Payments (paid to you) must now be requested in separate transactions.

To apply for any withdrawal or rollover, members should log in to the secure section of the TRS website. For most withdrawals, you can use the Menu to navigate to the TDA or Roth section to start your application. For partial withdrawals, (i.e., withdrawals where you are not closing your account), please note that Rollovers (paid to a successor account) and Direct Payments (paid to you) must now be requested in separate transactions.

If you leave service after attaining vested rights under the QPP, you may withdraw your TDA Program funds or you may elect TDA Deferral status. If you leave service before attaining vested rights under the QPP, you may withdraw your TDA Program funds at any time. If you leave your funds with TRS, they would continue to accrue investment return for seven school years. However, if you withdraw your QPP funds, your TDA Program participation would automatically end, and TRS would distribute the value of your TDA or Roth account to you.

No. You can continue to maintain your TDA account past age 75. But you would need to begin receiving an RMD that is based on your entire TDA balance.

If you are a member in active service or on a leave of absence, you may apply for a loan from the Qualified Pension Plan (QPP) by logging in to the secure section of our website or by filing a paper QPP Loan Application (code LO6) .

If you are a participant in TRS' Tax-Deferred Annuity (TDA) Program and you are in active service, on a leave of absence, or have TDA Deferral status, you may apply for a TDA loan by logging in to the secure section of our website or by filing a paper TDA Loan Application (code LO15) .

However, if you are applying for a QPP or TDA loan in conjunction with retirement, you must file a paper loan application. For more information about loans, please refer to the QPP Loans and TDA Loans brochures.

If you are over the age 59½ you can withdraw your TDA Program funds by submitting a withdrawal request. If you are under age 59½ you may be able to access TDA and Roth funds only under certain hardship conditions. You may apply for a Hardship Withdrawal in the secure section of the TRS website.

If you are a member in active service or on a leave of absence, you may apply for a loan from the QPP by logging in to the secure section of our website or by filing a paper QPP Loan Application (code LO6).

If you are a participant in TRS' TDA Program and you are in active service, on a leave of absence, or have TDA Deferral status, you may apply for a TDA loan by logging in to the secure section of our website or by filing a paper TDA Loan Application (code LO15).

However, if you are applying for a QPP or TDA loan in conjunction with retirement, you must file a paper loan application. For more information about loans, please refer to the QPP Loans and TDA Loans brochures.