On this page, you will choose the percentage of your gross pay to contribute to the TDA Program.

Each year the Internal Revenue Service (IRS) establishes a contribution limit for the Section 403(b) plan. The total goal amount for the current year is displayed.

• Choose the percentage of your gross pay to contribute to the TDA Program.
• When you have entered your contribution rate, click "Next.” Then choose how you would like to allocate your contribution—in TRS’s Passport Funds.
• Click "Cancel" to return to the homepage.

Electing your contribution rate gives you control over how much of your pay you contribute each pay period. If you choose a lower contribution rate, you may not reach your annual contribution limit, but your take-home pay will be higher. If you choose a higher contribution rate, you may reach your annual contribution limit only a portion of the year.

However, if your contribution rate is too high (i.e., the requested TDA deduction exceeds the amount available to deduct), no TDA deductions will be taken from your pay. Therefore, use caution when electing your contribution rate.

You can use the TDA Calculator available from home page menu to see how your contribution rate will affect your paycheck.

Members who are 50 years and older are eligible to make additional "catch-up" contributions, above the IRC limit. An additional catch-up rule applies for certain members who have 15 years of qualifying service. Each year’s contribution limits are available on our website and in Your Tax-Deferred Annuity Program brochure.

You may change your contribution rate or stop your contributions at any time in the secure section of our website. Generally, this change would take effect on the first payroll that occurs at least 30 days after TRS receives the request. You may also change your investment elections on a quarterly basis in the secure section.

On this page you will determine how your future contributions will be invested in TRS' Passport Funds.

• Please read the Fund Profiles brochure for information about TRS' Passport Funds, including strategy, risk, expenses, and performance.
• Under "Allocation %," enter the percentage of your contribution that you would like to allocate to each fund, in increments of 5%. The total amount must equal 100%.
• When you are finished with your allocations, click "Next." You will be taken to a confirmation page
• Click "Previous" to return to the previous page. Click "Cancel" to return to the home page.

• The "Allocation %" column displays how your incoming TDA money will be invested in TRS'  Passport Funds.
• If you are satisfied with your enrollment elections, review the Terms & Conditions, and check the checkbox to agree. You will receive a confirmation email.
• If you are not satisfied with your enrollment elections, click "Previous" to return to the previous page to change your allocations.

Your TDA contribution rate and investment elections would generally take effect on the first payroll that occurs at least 30 days after TRS receives your enrollment. Your payroll deductions would accumulate in your account toward a post-retirement annuity separate from your retirement allowance under the QPP.  Under the TDA Program's automatic re-enrollment feature, your TDA contributions would automatically continue unless you elect to change your contribution rate or terminate your contributions.

You may change your TDA contribution rate, terminate your contributions, or change your investment elections at any time. Contribution rate changes and terminations generally take effect on the first available payroll that occurs at least 30 days after TRS receives the request. Investment election changes take place quarterly on the first conversion date that occurs at least 30 days after TRS receives your TDA Investment Election Change Form (code TD45) or online request.

Beneficiary Designations: Your next step should be to designate your TDA beneficiaries. You can add or update your beneficiary designations at any time on our website.