This page contains a summary of your loan information. Your total combined loan balance, total number of loans, and available loan amounts are shown. To calculate or apply for a new loan, click the applicable "Apply" or "Calculate" button. If you have an open loan(s) and would like to pay it off, please go to the Online Payments feature.

If you have taken out loans against your QPP or TDA accounts, the loans will also be displayed in this section. For each loan, you will see the loan number, the loan date, the current balance, and the status. The loan date is the date that TRS releases your funds for the loan.

Please note: If a loan has fewer than 3 installments remaining, the lump-sum repayment option will not be available.

Eligibility

QPP

You may calculate or apply for one or more QPP loans if you are not currently in default on a QPP loan and you meet one of the following requirements:

• You are an in-service Tier I or II member, and you have at least three years of TRS membership service; or
• You are an in-service Tier III, IV, or VI member, and you have at least one year of TRS membership service; or
• You are on a leave of absence, and you meet the service requirements for your tier.

Within a 12-month period, Tier I and II members may take up to two QPP loans; however, payments must have begun for the first loan before a second loan can be taken. Tier III, IV, and VI members may take one QPP loan in a 12-month period.

TDA

You may calculate or apply for a TDA loan if you are not currently in default on a TDA loan and you meet the following requirements:

• You have participated in the TDA Program for at least one year;
• You are an in-service member, a member on a leave of absence, or you have TDA Deferral status.

Within a 12-month-period, you may receive one TDA loan.